Choose a new, simple way to pay with Affirm in store and online
1. Go to Affirm
Download the app or visit affirm.com/shop/michaels
2. Select Your Payment Plan
Follow a few simple steps to apply, select your payment plan, & confirm your total.
3. Complete your shopping
Add your virtual card to your digital wallet, tap to pay at checkout & complete your shopping trip.
Say Yes With Confidence
When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay a hidden fee—or any fee, for that matter.
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment plan that works for you. Our smart checkout gives you options.
Fair
Affirm won’t charge you late or hidden fees of any kind, ever.
Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses
Frequently Asked Questions
Can I pay off my purchase early?
How do I make my payments?
Does checking my eligibility affect my credit score?
Can I return an item I bought with Affirm?
Do I need a mobile number to use Affirm?
Where can I learn more about Affirm?
We would love to hear from you!