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9Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. Excludes taxes, gift cards, shipping fees, extended warranty and michaels.com items sold and shipped by third party sellers (i.e. not Michaels). As of August 2024, terms for new Accounts: Variable purchase APR of 35.99%. Minimum interest charge is $3.00 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.

Michaels Credit Card Accounts are issued by Comenity Capital Bank.

The Michaels Credit Card cannot be used on michaelscustomframing.com; michaelsphotogifts.com; education.michaels.com; enterprise.michaels.com; and merchant.sgiftcard.com/chrome/michaels.

BUY 1, GET 1 FREE: Buy one item at regular price & get the second of equal or lesser value free. Excludes clearance.

BUY 1, GET 1 50% OFF: Buy one item at regular price & get the second of equal or lesser value 50% off. Excludes clearance.

BUY 2, GET 1 FREE: Buy two items at regular price & get the third of equal or lesser value free. Excludes clearance.

Offers, Savings & Promotions: Offers exclude items sold and shipped by third-party sellers, MichaelsPro Packs, and items listed with coupon exclusions.

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